Thanks for joining MOVE Bank – we’re excited to have you onboard!
Here you'll find a series of resources to help you get the most out of your MOVE membership.
Welcome call
Shortly after opening a membership with us, you will receive a call from one of our member experience consultants. This is to confirm your identity and finalise your onboarding.
Download the MOVE Bank App
Make sure you download the MOVE Bank App to enjoy easy and secure banking on the go. The app is available on both iOS (Apple) and Android devices.
Set up digital payments
Make transacting on the go quick and simple by setting up PayID, Apple Pay or Google Pay on your device.
Set up your salary deposit
Kick-start your savings by having your salary credited into your MOVE Bank account. All you need to do is complete a simple form available here.
Check out our calculators
Identify opportunities for savings, figure out what your repayments on a loan would be, and much more! Explore our calculators here.
Explore our products
Whether you are looking to purchase your next home or simply investing for the future, we have a product that's right for you. Check out our products below to get moving!
Everyday transaction account with no monthly account fee when you deposit at least $1,500 per month,
- Visa Debit Card
- Access 24/7 with internet banking and the MOVE Bank app
- 0.00%p.a. Interest rate
An instant access account that lets your tailor your account to suit your needs.
- Visa Debit card
- Transaction fee-free banking available
- Access 24/7 with internet banking and the MOVE Bank app
- 0.01%p.a. Interest rate
Watch your savings grow with bonus interest when you deposit $200 and make no withdrawals in a month.
- High bonus interest rate
- For balances up to $25,000
- Minimum deposit of $200 per month and no withdrawals
- 5.50%p.a. Interest rate
Maximise your savings with our bonus saver, when you deposit $200 and make no withdrawals in a month.
- High bonus interest rate
- For balances up to $250,000
- Minimum deposit of $200 per month and no withdrawals
- 5.00%p.a. Interest rate
The Online Saver Account is completely digital, making it easier than ever for you to manage and grow your savings.
- No monthly fees
- No fixed term and no minimum deposit
- Access your funds 24 hours a day, 7 days a week
- 4.40%p.a. Interest rate
The Express Saver Account is designed to help you save more so you can reach your financial goals faster.
- No monthly fees
- No fixed term and no minimum deposit
- Access your funds 24 hours a day, 7 days a week
- 2.75%p.a. Interest rate
The Christmas Saver Account from MOVE Bank lets you put a little bit away each fortnight to prepare you for the holiday season. On October 31st the money plus any interest you have earned, is released unto your nominated account.
- No account keeping fee
- Add to the account any time
- Funds can be accessed earlier if necessary
- 1.50%p.a. Interest rate
MOVE Bank offers highly competitive interest rates on term deposits. Full range of maturity and interest payment options available online.
- Interest calculated daily and paid at maturity or monthly
- Terms from 3 to 24 months
- Start with as little as $5,000
- 3.55%p.a. Interest rate
With a competitive rate, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple. To celebrate the launch of our Low Rate Credit Card, we’re waiving the annual fee for the first year!
- Get up to 45 days interest free on purchases+
- 0% p.a. for 6 months on balance transfers
- Instantly put a temporary lock on your card using the App or Internet Banking
- 8.99%p.a. Interest rate
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account. A low rate variable loan designed to offer excellent features.
- Borrow up to 95% (with LMI)
- No ongoing monthly or annual fees
- To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
- Owner Occupied <80% LVR 5.99%p.a. Interest rate
-
6.04%p.a.Comparison rate
A fixed rate loan with a 100% offset account.
- 1, 2, 3 & 5 year fixed options
- 100% Offset account
- Owner Occupied 1 Year Fixed 6.09%p.a. Interest rate
-
6.23%p.a.Comparison rate
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account. A fixed rate loan designed to offer excellent features.
- 1, 2, 3 & 5 year fixed options
- Borrow up to 95% (with LMI)
- To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
- Owner Occupied 1 Year Fixed 5.89%p.a. Interest rate
-
6.03%p.a.Comparison rate
A variable loan with 100% offset and no ongoing fees.
- Borrow up to 95% (with LMI)
- 100% offset account
- No ongoing monthly or annual fees
- Owner Occupied <80% LVR 6.19%p.a. Interest rate
-
6.24%p.a.Comparison rate
Get on the road sooner with our award-winning New Car Loan
- No penalties for extra repayments
- Available for vehicles up to 3 years old
- Bundle option with car insurance
- 6.99%p.a. Interest rate
-
7.26%p.a.Comparison rate
Going green has never looked better with our Green Fixed Rate Car Loan
- No penalties for extra repayments
- Available for models up to 3 years old
- Bundle option with car insurance
- 6.49%p.a. Interest rate
-
6.76%p.a.Comparison rate
Whatever you need funds for - a holiday, special purchase or to consolidate debts- a MOVE Bank personal loan can help.
- No monthly fees and unlimited extra repayments
- Free online redraw available
- Minimum loan amount $5,000
- 13.74%p.a. Interest rate
-
14.80%p.a.Comparison rate
MOVE Bank has partnered with CGU Insurance to provide you with competitive home and contents insurance.
- 24/7 Claims Service
- Up to $20 Million Liability Cover
- Pay Monthly at no Extra Cost
- 0.00%p.a. Interest rate
-
0.00%p.a.Comparison rate
We’ve all heard the horror stories. While you expect tenants to respect your property, there’s no telling what damage or theft may occur. It’s good business sense to cover your property and rental income with Landlords Insurance.
- 21 day money back guarantee
- Immediate cover can be arranged over the phone
- Easy monthly or fortnightly instalments
- 0.00%p.a. Interest rate
Whether you regard your car to be one of life’s great passions, or just something to get you from A to B, you can protect your wheels with competitive insurance through MOVE Bank.
- Uninsured Motorist Damage
- $30 million liability Cover
- Nominated Driver
- 0.00%p.a. Interest rate
-
0.00%p.a.Comparison rate
More resources for you to explore
Frequently Asked Questions
Find the answers to our most frequently asked questions right here!
MOVE Life Quarterly Newsletter
Your Financial Wellness
Understanding your finances is the first step to improving your financial wellbeing.
That’s why we’ve partnered with Your Financial Wellness, an online program which provides you with the tools and resources needed to improve your financial wellbeing.
Register for Your Financial Wellness today - it’s free for all MOVE Bank members.
Not sure where to start?
Get in touch with us and we can assist you.
Online chat
Email us
Call us
Footnotes:
- 1 Bonus interest rate applied on balances up to $25,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise the base interest rate will apply.
- 2 Bonus interest rate applied on balances up to $250,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise the base interest rate will apply.
- 3 Term Deposit rates available on balances over $5,000 with terms from 3 to 24 months.
- 4 Different rates apply depending on the transaction type, including cash advances. See Key Features for details.
- 5 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 6 Reverts to Owner Occupied or Investment Offset Home Loan Variable <80% Rate. Minimum loan amount $100,000.
- 7 Reverts to Owner Occupied or Investment Everyday Home Loan Variable <80% Rate. Minimum loan amount $100,000.
- 8 Available only for new lending to MOVE Bank and excludes internal refinance
- 9 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 10 Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.
- 11 Comparison rate is based on an unsecured loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
BANKING & SAVINGS
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Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651 090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code WPACAU2S